Blaine County strives to administer the Federal Emergency Management Agency's (FEMA) policies to protect public health and safety, reduce damage to buildings and contents, prevent increases in flood damage from new construction, reduce the risk of erosion damage, and protect natural and beneficial floodplain functions.
National Flood Insurance Program
The Federal Emergency Management Agency (FEMA), manages the National Flood Insurance Program (NFIP).
Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. Flood damage is reduced by nearly $1 billion a year through communities implementing sound floodplain management requirements and property owners purchasing of flood insurance. Additionally, buildings constructed in compliance with NFIP building standards suffer approximately 80% less damage annually than those not built in compliance.
In addition to providing flood insurance and reducing flood damages through floodplain management regulations, the NFIP identifies and maps the Nation's floodplains. Mapping flood hazards creates broad-based awareness of the flood hazards and provides the data needed for floodplain management programs and to actuarially rate new construction for flood insurance.